Astrologer & Vastu Consultant

Astrologer & Vastu ConsultantAstrologer & Vastu ConsultantAstrologer & Vastu Consultant

Astrologer & Vastu Consultant

Astrologer & Vastu ConsultantAstrologer & Vastu ConsultantAstrologer & Vastu Consultant
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Astrology with Dr. Subrata Chatterjee

Astrology with Dr. Subrata ChatterjeeAstrology with Dr. Subrata ChatterjeeAstrology with Dr. Subrata Chatterjee


  

   

Improve Your Life from Complex Situation 


Click here to Book

Call at : +91 947 5311 323

Astrology with Dr. Subrata Chatterjee

Astrology with Dr. Subrata ChatterjeeAstrology with Dr. Subrata ChatterjeeAstrology with Dr. Subrata Chatterjee


  

   

Improve Your Life from Complex Situation 


Click here to Book

Call at : +91 947 5311 323

About Him

About Dr. Subrata Chatterjee

  • Dr. Subrata Chatterjee, the renowned Astrologer does not require any special introduction. His name and his well-known line of work speaks well enough for him. 
  • He is from a Bengali Brahmin family. He has won various accolades for his exceptional competency in Astrology.
  • He is also known for his competency to combine the principles of Vedic with K.P-System Astrology to make highly accurate predictions. 
  • He was well designated (Associate Vice President) and was very successful in his service life.
  • As a person he is calm, composed and polite in nature. His learning appetite is very high, regular study and research is vital part of his life.
  • He is blessed with spectacular intuitive ability, he always listens to his inner voice, and seeks Ma Smashan Kali's blessings to foresee and predict.

Astrological Capabilities

  • His strong Mathematical ability gives him edge in Astrological calculations. 
  • His Astrological knowledge gives him power to penetrate all segment of Astrology.
  • His listening ability helps him to understand problems of his followers.
  • Positive attitude gives him motivation to do well-being for his all followers / clients.
  • Kind-hearted & Loving personality gives true customer satisfaction. 

Spiritually Gifted

  • He is spiritually gifted to foresee and predict. His connection to The other World is undoubtedly superb.
  • He is very simple person with gifted qualities.
  • He believes Goddess Ma Smashan Kali's blessings have always strengthened him.

Achievements

Doctorate in Astrology

  • He is a Science Graduate from University of Burdwan and completed Ph.D. in Astrology from University of Viswa Jyotish Vidyapith.
  • He studied Jyotish Bharati (Gold Medal), Jyotish Sastri (Silver Medal), Jyotish Acharya (Silver Medal), Jyotish Vidya Bachaspati (Gold Medal) & Jyotish Vidya Baridhi from Astrological Research Project of Vedic & K P System Astrology.  

High Corporate Portfolio

  • He has rich experience of Corporate Service Career. In his service life of more than 20 years, he has worked with 3 Top Multinational Organizations of the World. There he left job as Associate Vice President. 
  • In his service life, he was very successful and he got recognised and rewarded many times for that.
  • Though he was quite successful in his service life, his passion was to be a good Astrologer, so he listened to his inner voice and became that. 

Various Accolades

  • His achievements and accuracy have been appreciated and acknowledged by many.
  • He was a bright student in his education life and got scholarship for scoring good marks in Class 10 Board Exam as good and needy student.
  • He has been acknowledged and rewarded many times by his Organization in his service career.
  • Now, he is very much appreciated by many for his accuracy and excellent prediction. 
  • However, he considers the highest and the most precious award is the love and well wishes of his followers and Goddess Ma Smashan Kali's blessings.

Services/ Speciality

Services & Specialties

  • He covers almost all segment of Astrology and Palmistry which includes Horoscope / Kundali making and proper analysis of Birth Chart.
  • His expertise are Service (Getting Job & Promotion), Business, Education, Marriage, Match Making, Child Birth, Health & Wealth.
  • He also suggest which Education and what Career (Job / Business, etc.) will bring success in life.
  • He suggest remedies that brings good Health, Wealth & Prosperity in life.

His Credence

  • He is strongly against doing Vashikaran or any short of Blackmagic to get short term benefits. He discourages everyone to visit him with these negative intent.
  • He always welcomes everyone who are passing through difficult time in their life and seeking help to get out of it or for any other Astrological consultation.
  • He believes Astrologers are true guide who can help others by showing proper direction. So visit him for guidance / suggestion to get success in life, not for any magic.

Path of Positivity

  • He is highly gifted to protect people from Evil Power & Negative Energy.
  • He is a passionate devotee of Goddess Ma Smashan Kali. 
  • He started sitting on “Pancha-Mundi Aasan” of “Goddess Ma Smashan Kali” and started doing Puja (Sacred Ritual) following steps of his ancestors from his 13 years of age.

Contact Us

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Kolkata :

DA 42, Street No. 274, Action Area 1, New Town, Kolkata - 700156, WB, India. Contact No : +91 9475311323


Asansol : 

Santa, Near Santa Post Office, Burnpur, Asansol - 713325, WB, India. Contact No : +91 9475311323

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Dr. Subrata Chatterjee || Astrologer & Vastu Consultant ||, DA 42, Street Number 274, Action Area I, New Town, West Bengal, India

Booking No : +91 947 5311 323

Hours : Monday to Sunday 09:00 AM to 12:00 PM & 03:00 PM to 06:00 PM

Please call and check my availability before you come.

Astrology FAQs by Dr. Subrata Chatterjee

Please reach us at astrospecial.in@gmail.com if you cannot find an answer to your question.

Sun sign, Moon sign & Lagna all three are different.  


Sun sign is your Birth Month, Moon sign is represents the Zodiac sign where the moon was located at the time of your birth (position of Moon in any Rashi at the time of your Birth), and Lagna is the Hour Marker, is the first moment of contact between the soul and its new life on earth or the 1st breathe of Baby.

  • Sun represents Atma/ Soul, It's a key indicator of your basic personality traits, self-perception, and how you interact with the world.
  • Moon represents Mind, Moon sign represents your emotional nature and inner world, reflecting how you respond to situations and how you express your feelings.  
  • Lagna, also known as the Ascendant or rising sign, It's considered the first house of the birth chart and plays a significant role in understanding a person's personality, overall life path, and general approach to life.


Astrology can offer insights into potential career paths by analyzing your birth chart, particularly the 10th house, which represents your career and public image. It's considered the "throne" or highest point of the horoscope, indicating how a person makes their mark in the world and achieves success. Planets and signs in the 10th house, as well as the lord of the 10th house, can indicate your natural talents, strengths, and potential career paths. A strong Mercury may suggest careers in communication, while a prominent Jupiter might point towards law or education.


The presence of certain planets in the 10th house can have a significant impact on a person's career and professional life. For example, a well-placed Jupiter or Venus or Sun or Mars in the 10th house may indicate success, recognition, and prosperity in one's career, depending on the house they represent in your Birth Chart.

 

We also consider connection of 10th lord with other houses. By understanding the connections between houses and planets, we can gain insights into an individual's personality, strengths, and life path. For example If it connects with 6th House then Service and if it connects with 7th House then Business. In Service or Business there are various options, there are many different combinations for each profession and its variety.


We mainly focus at Dashas for timing of event, particularly Mahadasha and Antardasha. Dashas, significantly influence career paths by revealing timing and potential for growth, change, and challenges. Dasha lord and its connection with Planets and Houses tells many thing. By examining the position and aspects of planets during these Dasha periods, we can offer insights into favourable times for career decisions and potential areas of success. 


Considering its complexity, Consulting with an astrologer can provide personalized career advice based on your birth chart.


To predict when you might acquire a house using astrology, we would like to analyze your birth chart, specifically looking at the 4th house (representing property and home), the 11th house (representing gains and fulfillment of desires), and the 7th house (representing contracts and agreements). We would also consider the influence of planets like Jupiter, Venus, and Mars, as they relate to these houses.


Here's a more detailed explanation:


The 4th House:

This is the primary house related to property and home in Vedic astrology. A strong 4th house, especially under benefic influence, suggests a greater likelihood of owning property. 

The 11th House:

This house is associated with gains and the fulfillment of desires, which is relevant to property acquisition. 

The 7th House:

This house relates to contracts and agreements, making it important for finalizing property deals. 

Planetary Influence:

  • Jupiter: Known to bestow good fortune and is associated with large and spacious houses. 
  • Venus: A benefic planet that can also facilitate property ownership. 
  • Mars: Represents land and property and is crucial in determining property acquisition.

Most importantly favourable Dasha to identify potential time periods for acquiring property.


As astrology is a vast subject there are much more to consider, we suggest to take an advise from expert for clear idea about your case.


We suggests various remedies to address money problems, focusing on balancing energies and attracting positive financial influences. These may include worshipping deities associated with wealth, reciting specific mantras, wearing certain colors, and performing specific actions like donating or decluttering. Some remedies also focus on improving personal habits and relationships to enhance financial stability. 


Here's a more detailed look at some of these remedies:


1. Worshipping and Mantra Chanting:

  • Goddess Lakshmi: Worshipping Goddess Lakshmi, the deity of wealth and prosperity, is a common practice. 
  • Lord Kubera: Lord Kubera, the deity of wealth and treasury, is also worshipped to attract financial success. 
  • Kuber Mantra: Reciting the Kuber Mantra is believed to attract wealth and prosperity. 
  • Lakshmi Kubera Mantra: Shree Yantra with the Lakshmi Kubera Mantra. 

2. Wearing and Using Specific Items:

  • Silver Ring: Wearing a silver ring is believed to attract money. 
  • Green Color: Using green color and wearing green clothing can be beneficial. 
  • Maha Lakshmi Yantra: Using a Maha Lakshmi Yantra is another way to honor Goddess Maha Lakshmi. 
  • Tulsi Plant: Planting a Tulsi plant and lighting a ghee lamp near it can be beneficial. 
  • Copper Coins: Carrying three copper coins in your wallet can protect against unexpected financial loss. 

3. Performing Specific Actions:

  • Donating: Donating food or making white donations can appease deities associated with wealth. 
  • Feeding Cows/Birds: Feeding cows or birds is another practice believed to attract good fortune. 
  • Feeding Ants: Feeding ants with flour and sugar is a remedy to appease Venus, the planet associated with wealth.
  • Decluttering: Regularly decluttering your home can reduce negativity and improve financial flow. 
  • Repairing Leaks: Repairing water leaks in your home is believed to prevent financial loss. 

4. Other Remedies:

  • Offering Water to the Sun: Offering water to the rising sun while reciting the appropriate mantra is a remedy for wealth and success. 
  • Respecting Women: Treating the women in the house with utmost respect is believed to be beneficial for financial status. 
  • Avoiding Free Services: never take anything free of cost or offer your services for free. 
  • Avoid Consuming Alcohol: 

For specific remedies we suggest to consult an expert Astrologer as doing so many things together is will become hectic for any individual.


Manglik Dosha, also known as Mangal Dosha or Kuja Dosha, is a concept in Vedic astrology where the planet Mars (Mangal) is positioned in specific houses of a person's birth chart. Specifically, if Mars is in the 1st, 4th, 7th, 8th, or 12th house, it's considered to have a negative influence, potentially causing challenges in marriage. Particularly Delay in Marriage, Marital Conflicts, Separation or Divorce, Health and Financial Issues.


The impact of Mangal Dosha generally lasts until the age of 28.


While Mangal Dosha (also known as Manglik Dosha) cannot be entirely removed, to mitigate the effects of Manglik Dosha (or Kuja Dosha), we recommend various remedies like wearing a red coral in a gold ring, performing Kumbh/ Vishnu Vivah, fasting on Tuesdays, and engaging in acts of charity. 


Here's more detailed Remedies:


Marrying another Manglik: We believe that marrying another person with Mangal Dosha can neutralize the negative effects of the dosha on a marriage.


Symbolic Marriages: In some cases, we recommend a symbolic marriage with a pot (Kumbh) or Banana Tree for Manglik males or an idol of Lord Vishnu/ Shaligram for Manglik females before the actual marriage.


Fasting and Worship: Observing a fast on Tuesdays and regularly worshiping gods and goddesses can also help alleviate the burden of hardships associated with Mangal Dosha.


Gemstone Remedies: Generally wearing Red Coral in a gold ring at ring finger.


Other Remedies: Other remedies include planting a neem tree, donating specific items, chanting mantras particularly Mahamrityunjoy Mantra, Gayatri Mantra & Hanuman Chalisa, and wearing a three-faced Rudraksha.


Lastly seeking expert astrological guidance is also crucial, as different situations may require tailored solutions.


Astrology can provide insights into potential timing of marriage by analyzing planetary positions and transits, particularly focusing on the 7th house (marriage) and the planets Venus and Jupiter and other life factors significantly influence marriage timing.


Here's a more detailed explanation:

  • 7th House: The 7th house in a birth chart is traditionally associated with marriage and partnerships. We examine the planets and signs occupying this house and its relation 2nd house (new member in family), 11th house (overall gains and friendship) and 5th house (5th house for Love) to understand the nature and timing of marriage.
  • Venus and Jupiter: Venus, often associated with love and relationships, and Jupiter, linked to luck and expansion, are key planets when considering marriage timing.
  • Dasha: We often combine Dasha (planetary periods) with transits (planetary movements) to predict marriage timing. For instance, if a person is in a Venus or Jupiter Dasha, and these planets are transiting favourably through the 7th house or other houses associated with marriage, the likelihood of marriage increases.
  • Common factors: Several factors beyond love and companionship contribute to a successful marriage, including communication, financial stability, compatibility, shared values, and the ability to navigate challenges together. Other important considerations include family dynamics, conflict resolution skills, and individual and shared goals.  
  • Common Challenges: Common challenges in marriage include poor communication, financial stress, loss of intimacy, unresolved conflict, and in-law issues. These challenges can lead to feelings of disconnection, resentment, and even a desire to end the marriage.

Consulting an Astrologer is recommended to get accurate idea about timing and type of marriage (Love or arrange), also for remedies if needed to overcome challenges. 


Astrology suggests that the 5th house in a birth chart is related to children. Planets like Jupiter, Venus, and the Moon in this house are considered favourable for having children, while planets like Rahu, Ketu, Mars, or the Sun might indicate a lower likelihood. Additionally, the 2nd and 11th houses also play a role, as they represent family and happiness from family, respectively.


Elaboration:

  • 5th House: The 5th house in a birth chart is a primary indicator of childbirth.
  • Favourable Planets: Jupiter, Venus, and the Moon in the 5th house are generally considered auspicious for having children.
  • Favorable Indicators: A strong 5th house, especially when connected to the 1st, 3rd, 5th, 7th, 9th, and 11th houses, suggests a good promise of childbirth. 
  • Other Houses: The 2nd house (family) and 11th house (happiness from family) also contribute to the overall picture of having children.
  • Unfavourable Planets: Planets like Rahu, Ketu, Mars, and the Sun in the 5th house may suggest a lower chance of having children, or potential difficulties.
  • Unfavorable Indicators: A weak or afflicted 5th house, or connections to the 4th, 8th, or 12th houses, can indicate potential problems with childbirth.  
  • No Child: If 5th Sub-lord or Star Lord is in most Barren Sign.

If Birth Chart promises child birth then timing of child birth will in the favourable Dasha of 5th House with Transit or aspect of Jupiter or favourable planet at 5th House.


To get clear idea about your probability of getting child and timing we suggest to consult an expert Astrologer.


Astrological remedies can be used to strengthen a marriage by addressing planetary influences and imbalances within the birth charts of the couple. This includes specific pujas, chanting mantras, wearing certain gemstones, and engaging in vratas to appease relevant deities, all aimed at strengthening the marital bond and resolving conflicts. One can recite Maha Mrityunjay & Gayatri Mantra everyday among others to mitigate negative effect of marriage life.


Few reasons for disturbed marriage life:

  • Common factors: Several factors beyond love and companionship contribute to a successful marriage, including communication, financial stability, compatibility, shared values, and the ability to navigate challenges together. Other important considerations include family dynamics, conflict resolution skills, and individual and shared goals.  
  • Common Challenges: Common challenges in marriage include poor communication, financial stress, loss of intimacy, unresolved conflict, and in-law issues. These challenges can lead to feelings of disconnection, resentment, and even a desire to end the marriage.

An astrologer's advice is recommended as he will be the right person to identify the reason behind the disturbed marriage life and proper remedies for that.


Major planetary transits in astrology, like the movement of Saturn, Jupiter, Rahu, Ketu or Mars through a sign or house, can significantly impact an individual's life by activating or highlighting themes and potentials in their birth chart. These transits can bring about changes, influence moods and behaviours, and shape personal growth and life experiences. Understanding and anticipating these transits can help individuals make more informed decisions and navigate life with greater awareness.


Here's a more detailed look at how major transits can affect life:


1. Activation of Natal Chart Themes:

  • Each planet in astrology represents specific themes and energies. 
  • Transiting planets can activate these themes in the natal chart, bringing them into greater focus. 
  • For example, a transit of Jupiter, the planet of luck and expansion, can highlight areas of growth and opportunity in someone's birth chart. 
  • Saturn transits might bring challenges and lessons in responsibility and discipline. 
  • Transits can have a profound and personal impact, shaping experiences and fostering growth. 

2. Influence on Specific Life Areas:

  • Transits can impact various areas of life based on the planet and the house it's transiting through. 
  • For example, a transit of Venus through the 5th house might bring romance and creativity, while a transit of Saturn through the 10th house could indicate career changes or challenges. 
  • Career and Finance: Jupiter's transit through favourable houses can bring success and abundance, while Saturn's transit might teach patience and hard work. 
  • Relationships: Venus' transit can enhance love and harmony, while Rahu and Ketu transits might cause challenges or confusion.
  • Health: The Moon's transit affects emotional well-being, and Mars' transit may indicate physical energy or conflicts. 

3. Short-Term vs. Long-Term Effects: 

  • Fast-moving planets like Mercury, Venus, and Mars produce short-term effects on daily life.
  • Slower-moving outer planets like Jupiter, Saturn, Rahu and Ketu have more profound and long-lasting impacts.

4. Awareness and Alignment: 

  • Understanding transits can provide insights into the challenges and opportunities that lie ahead.
  • By anticipating these shifts, individuals can make more informed decisions and align their actions with the energies of the transits.
  • For example, during a Saturn transit, one might focus on building stability and responsibility, while during a Jupiter transit, they might embrace opportunities for growth and expansion & events, influencing moods and behaviours, and shaping life experiences.


Shani Sade Sati, a 7.5-year period in Astrology, is a time when Saturn transits through the 12th, 1st, and 2nd houses from the natal Moon sign, is often associated with challenges, transformations, and karmic lessons. While it can bring difficulties in career, finances, health, and relationships, it also encourages perseverance, balanced living, and spiritual growth.


Impact on Various Aspects of Life:


Career and Finances: Sade Sati can bring obstacles and delays in career growth and financial stability.

Relationships: It can lead to misunderstandings, conflicts, and difficulties in personal relationships.

Health: It may bring health issues and physical discomfort.

Personal Growth: Sade Sati is often seen as a time for learning, confronting limitations, and emerging wiser.

Emotional Well-being: It can be a time of significant emotional challenges and requires patience and resilience.

Spiritual Growth: Sade Sati can push individuals towards spiritual practices and a deeper understanding of their own lives.


Misconceptions about Sade Sati:


It always brings misfortune: While Sade Sati can bring challenges, it doesn't necessarily mean disasters. The intensity of the experience depends on individual circumstances.

It affects everyone equally: The impact of Sade Sati varies based on individual birth charts, planetary alignments, and Dasha (planetary periods).

Rituals can completely erase its effects: While remedies can mitigate the intensity of Sade Sati, they cannot erase its impact entirely. It's a time for learning and growth.


Remedies for Sade Sati:

Chanting: Reciting Hanuman Chalisa, Sundar Kand, and regularly visit Shani temples and offer prayers, especially on Saturdays.

Charity: Donating to the needy, offering food, and lighting lamps with mustard oil are also considered effective remedies.

Worship: Worshipping Lord Ayappa, Lord Shiva, Lord Hanuman and other deities can help reduce the intensity of Sade Sati.

Wearing Rudraksh: Wearing a 14-mukhi Rudraksha may reduce the intensity of Sade Sati.. 

Fasting: Fasting on Saturdays, the day ruled by Saturn, is also a recommended remedy.


Ultimately, Sade Sati is not a period of doom but an opportunity for growth and transformation. By embracing discipline, hard work, and spiritual practices, individuals can navigate this challenging period and emerge with greater resilience and wisdom. 



Rahu Dasha, a major planetary period in Vedic astrology, is a 18-year period governed by Rahu, known as the North Node of the Moon, or the "head of the dragon". It's believed to bring significant shifts, often unusual and intense experiences, impacting various life areas including career, relationships, and health. Rahu's influence can manifest as both positive and negative outcomes, depending on individual circumstances and the placement of Rahu in the birth chart.

To mitigate the effects of Rahu you can perform below

Charitable Donations: Charitable donations, especially on Saturdays, can help mitigate the impact of Rahu. Offering black sesame seeds, black cloth, or mustard oil to the needy is a traditional remedy. 

Spiritual Practices: Engaging in meditation and other spiritual practices can help calm the mind and mitigate the effects of a malefic Rahu.

Avoid Negativity: Steer clear of dishonesty, addiction to material pleasures, and toxic associations to prevent negative influences from Rahu.

Offerings to Black Dogs: Feeding bread to a black dog daily is believed to bring the blessings of Rahu. 

Anticlockwise Coconut Rotation: Rotating seven coconuts around your head in an anticlockwise direction and throwing them into running water is another remedy. 


Astrology, particularly karmic astrology, explores the idea that past life actions influence present circumstances and relationships. Birth charts, which represent the planetary positions at the time of birth, are interpreted to reveal karmic imprints and the lessons we are here to learn. Specific planetary placements, especially in certain houses and aspects, can indicate past life connections and karmic debts.


Here's a more detailed look at how past life karma is reflected in astrology:


Key Concepts:


Karma as Cause and Effect: Karma, in this context, is the law of cause and effect, suggesting that our past actions create consequences in our present life.


Birth Chart as a Key: The birth chart is seen as a map of our karmic journey, with planetary placements revealing the type of karma we are carrying.


Karmic Relationships: Astrology can offer insights into relationships that feel deeply familiar or transformative, potentially suggesting a past life connection.


Rahu and Ketu: Rahu represents our future direction and karmic path, while the Ketu indicates our past life experiences and tendencies.


Specific House and Planetary Placements: Certain houses (like the 4th, 8th, and 12th) and planetary alignments are considered indicators of past life karma.


Signs of Past Life Connections:


Intense and Familiar Feelings: Experiencing strong emotions, a sense of déjà vu, or deep connections with certain individuals can suggest a past life bond.


Unresolved Karmic Issues: Relationships may involve challenges or unresolved issues that need to be addressed from a past life perspective.


The 12th House: The 12th house in a birth chart is often associated with past lives, subconscious experiences, and spiritual growth.


Ketu Alignments: If your partner's Ketu aligns closely with your Sun or Moon, it can indicate a significant past life connection.


In essence, karmic astrology provides a framework for understanding how our past actions and experiences in past lives shape our present life and relationships, offering insights into our karmic journey and the lessons we are here to learn. 


In Astrology, everyone gets good or bad results depending on strength and weakness of their natal Birth Chart, current Dasha and current Transit of Planets.

 

Birth Chart: a birth chart, also known as a natal chart or horoscope, is a map of the celestial sky at the exact moment and location of a person's birth. It's a pictorial representation of the positions of planets and other celestial objects at that time, providing insight into an individual's personality, potential, and life path.


Dasha: Dasha is a planetary period in Astrology that influences every aspect of life. Different factors determine the quality of a Dasha, such as the strength of the associated planet, planetary positions, house placement of the Dasha Lord, Dasha Lord can be both favourable or non-favourable.


Transit of Planets: Major planetary transits in astrology, like the movement of Saturn, Jupiter, Rahu, Ketu or Mars through a sign or house, can significantly impact an individual's life by activating or highlighting themes and potentials in their birth chart. These transits can bring about changes, influence moods and behaviours, and shape personal growth and life experiences. Understanding and anticipating these transits can help individuals make more informed decisions and navigate life with greater awareness.


So, in current or coming year you are going to get result depending on condition of your Dasha Lord, overall strength of your Birth Chart and Transit of Planets. We generally with the help of these prepare your yearly details. Now when all of us having different Horoscope because of different birth details, consulting a professional astrologer will be good suggestion. 


In astrology, the timing of taking a loan and its repayment is influenced by planetary positions, especially those related to the sixth house (debts, enemies), Mars (energy and debt), and Jupiter (luck and abundance). Certain days, like Tuesdays, are generally considered inauspicious for taking loans.


Sixth House: The sixth house is associated with debts, enemies, and lawsuits. If the sixth house and Mars are weak or afflicted, taking a loan may lead to challenges.


Mars: Mars is considered the causative planet of debt. Avoid taking loans on Tuesdays or Saturdays, as these days are not good for borrowing.


Getting a loan is often indicated by specific planetary positions and house significations. The 6th house, 8th house, and 2nd house are particularly relevant. Generally, if the 6th sub-lord significates houses 2, 6, 10, or 11, it can indicate the possibility of securing a bank loan, particularly during the Maha Dasha/Antar Dasha/Pratyantar Dasha of the significator of those houses. The 8th house is also associated with borrowing and debt, especially when the 8th cusp's sub lord signifies certain houses like 5, 6, 8, and 12. Additionally, the 2nd house (wealth) and 11th house (gains) play a role in how well the borrowed money is managed and repaid.


Here's a more detailed breakdown:


6th House (Debt and Loans): If the 6th cusp's sub lord significates houses 2, 6, 10, or 11, this suggests a strong possibility of obtaining a loan.


8th House (Debt and Losses): The 8th cusp's sub lord, when associated with certain houses (5, 6, 8, 12), indicates borrowing or taking loans from various sources. However, if it significates 2, 10, or 11, it suggests a strong possibility of repayment of the borrowed amount.


2nd House (Wealth): The 2nd house and its significators play a role in the overall financial situation and how well the loan can be managed and repaid.


11th House (Gains): The 11th house and its significators indicate gains and can influence the ability to repay the loan.


To accurately assess the possibility of getting a loan, we analyze::

1. Significators: Identifying which planets and houses are significators for the 6th, 8th, 2nd, and 11th houses.

2. House Relationships: Examining the relationships between these significators and other houses in the chart.

3. Dasha Periods: Determining the Maha Dasha/Antar Dasha/Pratyantar Dasha of the relevant significators to identify favorable times for seeking a loan.


Repayment: The chart can indicate the likelihood of successfully repaying the loan and overcoming any financial challenges.


By analyzing these factors, we can provide valuable insights into the potential for getting a loan and the associated challenges and opportunities.


Astrological Remedies:

Practices like offering red flowers to Shiva, planting Ashoka trees, and feeding ants are believed to help in overcoming financial challenges and repaying debts.


1. Understanding Your Chart:

  • What do you see in my birth chart regarding my personality and life path? This helps you understand the overall picture. 
  • What are the most prominent planetary influences in my chart, and how do they impact my life? Understanding these influences can shed light on recurring patterns or challenges.
  • What are the strengths and weaknesses I can expect based on my birth chart? This provides a framework for personal growth and self-improvement.
  • Are there any specific "challenges" or "opportunities" highlighted in my chart? This helps identify areas where you might need extra attention or can capitalize on favourable aspects. 
  • What are the key themes or messages that my birth chart reveals about my life purpose? Understanding your life's purpose can guide your decisions and actions.


2. Specific Areas of Life:

  • Regarding my career, what are my strengths and potential areas for growth? This helps you identify career paths that align with your natural talents. 
  • How is my health affected by the planetary positions in my chart? This can inform your lifestyle choices and provide insights into potential health issues. 
  • What are my potential challenges in my relationship, and how can I navigate them effectively? This provides guidance on building and maintaining healthy relationships. 
  • What are my financial strengths and weaknesses, and what advice can you give me on managing my finances effectively? This can help you make informed financial decisions.
  • What are the most important lessons for me to learn in this lifetime, according to my chart? This encourages personal growth and self-awareness. 


3. Practical Action and Guidance:

  • Are there any specific remedies or practices I can incorporate into my life to enhance positive aspects or mitigate negative ones? This provides practical steps to influence your life. 
  • What are the most beneficial periods for me to make important decisions or undertake new ventures? This helps with timing and decision-making. 
  • How can I leverage the positive aspects of my chart to my advantage? This encourages proactive use of your strengths. 
  • What steps can I take to address the challenges or weaknesses highlighted in my chart? This provides guidance on overcoming obstacles.
  • What questions should I ask myself to gain a deeper understanding of my own personality and life path? This encourages self-reflection and personal growth. 


4. Relationship and Compatibility:

  • How compatible am I with my partner based on our respective charts? This helps understand the dynamics of your relationship.
  • What are the potential strengths and weaknesses of our relationship, and how can we navigate challenges together? This provides insights into building a stronger connection.


Tips for Effective Consultation:

  • Be specific and clear with your questions. Avoid vague inquiries.
  • Provide the astrologer with accurate birth details. This is crucial for chart interpretation.
  • Be open to feedback and guidance. An astrologer's insights can be valuable for personal growth.
  • Don't expect astrology to be a magic bullet. It's a tool for self-understanding and guidance.


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Dr. Subrata Chatterjee | Consultant Astrologer |

DA 42, Street No. 274, Action Area I, New Town, Kolkata - 700156, WB, India

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